China Re Life’s electronic underwriting manual system is a comprehensive underwriting manual system including medical, financial, sports, occupation, laboratory and residential and tourist destinations sections, which has a classification and rating list for each section and provides financial underwriting guidelines and rating calculators such as BMI, blood pressure, blood lipids and lung function. In addition, the system is also featured with information inquiry, insured data collection, data transmission and full search. Such system provides authoritative underwriting assessment standards for various direct life insurance companies, fills the gap in the assessment of underwriting risk of the insurance/reinsurance industry in the PRC, and is a leading risk assessment system in the industry of China.